How to Counter Recession

How to Counter Recession

While everyone lament shortage of money during recession, one sure shot way to be financial comfortable is often not heeded. The way is to reduce the expenses and needless purchases. The expenses may include foreign trips, home makeover or any new gadgets. Any purchase that is not essential and can be put off should be put off for the future when the cash flow is much better.

For most people, these times are trying and hard. The economy is not going to get better anytime soon and in fact, we may see a double dip very soon. So while government does it part to manage economy, we can help ourselves to make our lives tad easier in this downturn economy.

1) Love your Job: First casualties in recession are new jobs. Companies stop hiring new recruits and in fact lay off many jobs. At this time the best job is the job you are holding. So, stay put where you are working right now and work hard. Banish any thoughts of finding job in any other company and cement your position in your current job.

2) Cost Cutting: Cost cutting is just not for corporates. You too should avoid lifestyle purchases like new smart phones, laptops, play station etc.

3) No new Loans: Do not make any purchases which mean new Loans. New cars or house are a strict NO when there is no job guarantee. EMI may mean additional strain on your budget. In a scenario where you can be laid off or you may face salary cuts, this is suicidal.

4) No Risky Investments: This is a time for conserving your resources. Do not invest in risky avenues like equity. Only invest considering your risk appetite. If you are in a business, then hold off your business expansion plans. Slow market may mean that you won’t get returns soon or as expected.

5) Insure yourself: Even in downturn you need health and term Life Insurance Plans. Make sure that in your absence, your family can live comfortably without any fear of future. One basic rule is to have a minimum of 12 times the annual income as life cover in a term plan.

6) Continue SIP: During the recession, the stock market also will be low. This is the time when you can get best shares at cheapest prices. Keep faith in SIP to minimize your loss. Do not stop systematic insurance plans as you will loss the advantage of cost averaging. Cost averaging has two facets – buying more when the market is low; growing all when the market is high. We buy more units for the same investment, as the units of the mutual funds at a lower NAV (Net Asset Value). By stopping the SIPs we loss out at the buying more stage. This will also mean that you lose out during grow-all stage as you will not have adequate units in your hands for them to grow.

7) Learn: During downturn, it’s the survival … Read More

Brainwashed to Diet and Exercise

Brainwashed to Diet and Exercise

For years the media has misinformed us regarding the issue on weight loss. There are so many people on diets, on missions to lose weight and they are only setting themselves up for failure. My question to you is: if diets and exercise work, then why are most people on a vicious cycle to always lose weight? By the way, exercise is only 20% of your weight loss while what and how much you eat is the other 80%. So why are most people swept up in this culture of diets and exercise?

First let’s put everything into perspective. Big tobacco controls most food chains and media conglomerates. Their purpose is to convince the American people to consume more and more food everyday. The more we eat, the more money they win. Its a sickening fight for your money. The more ads they bombard at you, the more you will consume. Why? It’s all about your subconscious. You might think that logic will win this battle, but emotion is the underlying determiner of whether you buy that fattening, juicy, steaming, cheesy piece of garbage that they call food. The ads and commercials that you see convey messages that resonate with good feelings or memories in your life. The most sickening example: what does a happy clown have to do with a cheeseburger? Nothing! It’s a tactic that paid psychologist came up to manipulate your mind and your children’s mind.

The truth will not be published in the magazines, or TV shows, or any publications owned by big Tobacco. Why? because they want you to be confused about weight loss, and fall into those vicious cycles, so that at the end of the day you end up binging on all their crappy food.

Brainwashed to Diet and Exercise

The key to losing weight is eating a balanced diet which includes fats, carbs, proteins and everything needed for the function of your body. Portion control is another factor in weight loss. Most restaurants serve you portions enough for three people. Go ahead and eat all the food on the plate. Your stomach will stretch, your body will produce too much insulin and not know what to do with all that extra food so it will store it as fat in your arteries, on your organs, on your stomach and thighs. The more you eat, the bigger your stomach gets, and when you go back to that restaurant, you will probably have more room for more food- mission accomplished; another penny from your pocket.

It doesn’t have to be this way. There are solutions to your illnesses, your anxiety and your addictions to food for comfort. Why do you eat? Anxiety? Comfort? What if there was a natural solution to your cravings and bad eating habits? What if you lost five pounds in three days and maybe 20 in a month? I did and with an all natural solution. What if you could control how much you eat and say no to food when you feel full? It’s … Read More

Marketing Tactics – Why You Should Never Lie to Your Target Audience

Marketing Tactics - Why You Should Never Lie to Your Target Audience

I do not need to remind you that lying is wrong. Telling a single lie to your friend is enough to destroy a very healthy friendship. Even spicing up your job application with little lies can easily lock you out of that good job opportunity you so much desire. In fact, a good number of employers when hiring avoid employing a candidate who lied in their application even if the said candidate is qualified.

The same also applies when it comes to online business. Some people are known to exaggerate there business programs especially when it comes to placing classified advertisements in name of attracting more visits. It is true you will get visitors but your bounce rate will be so high. This is because whenever a visitor gets to your business link or website with high expectation and discovers he is being short changed then he/she leaves the site immediately.

Marketing Tactics - Why You Should Never Lie to Your Target Audience

It is important to know that, in order to make a sale online you need a visitor to take more that ten seconds on your website or blog. The other aspect of telling the truth is that you will only attract a target audience who will of course spend more time on you web pages therefore chances of making a sale or acquiring a referral are higher.

Good marketing strategies call for truthfulness on the part of the marketer. In time, people will notice you have integrity and they will easily refer or recommend others to visit your online business and I do not need to remind you that the best mode of advertising is by word of mouth.… Read More

Net – Technologies Made use of in Advertising and marketing

Net - Technologies Made use of in Advertising and marketing

Net – A single invention in the field of communication has changed the life of humans. The continuous as well as the fast progress within the field of communication technologies have created the modern day globe so comfortable and effortless. The evolution of Web has verified a milestone in the history of communication. Web is employed in various methods and it’s applied really proficiently just because of its trusted functionality. You are able to send certain information to an end number of persons in just handful of seconds by means of E-mail. Other use of World-wide-web includes surfing World wide web for unique information and facts, on the web buying, and on line organizations and so on.

Web has proved a gift for the Promoting specialists. It has proved an effective and precise technique to find out the new consumers. These Advertising professionals are now utilizing the planet of Internet for the advertisement and promotion of their items in the business. Within the 21st century the planet is a lot more depended on Web due to the fact it has now develop into incredibly effortless to pick your favored item with a affordable value without the need of moving out of your comfort zone. World wide web Marketing and advertising is actually an aggressive and helpful concept to target your efficient and potential client.

Effective World wide web Marketing and advertising starts in the intensive market study which is essentially the most essential segment of any marketing strategy. Market investigation will allow you to know all the pro’s and con’s from the concerned market. It will assist you in taking the decision of investing the money in the appropriate time and in proper place. Marketplace analysis will give you the database as well as the essential tactics which will prove one of the most advantageous deal for the organization. In the extremely straightforward sense it can be by far the most critical which needs to be performed inside a considerably planned manner. Then it truly is turn with the real action the commence of advertising and marketing which can be execution on the methods which were made on the base of your Promoting investigation. Promoting can be a incredibly big term. Advertising and marketing is broader than mere marketing or promotion that contains market place analysis to discover what buyers want after which leave to meet their requires together with the proper product, cost and system distribution. Marketing and advertising incorporates market analysis, deciding on products and rates, marketing advertising the distribution and sale. Promoting also covers all activities involved in moving items and solutions from organization to consumer, such as educating clients about items and services, attract new consumers to a product or service, retain existing shoppers enthusiastic about a solution or service, and building and preserving a customer base for any solution or service.

Internet promoting incorporates the exact same activities, but also derives several Net tools such as internet websites, e-mail, articles, banner advertisements, blogs, … Read More

Looking For a Legitimate Home Business to Set Up Your Future?

Looking For a Legitimate Home Business to Set Up Your Future?

Are you concerned that your future retirement may not be as comfortable as you hoped? Will your superannuation be enough to provide you with the life-style you have been working so hard to achieve. It’s not too late to ensure you have all the income you need, for when you really need it.

With the economic climate as shaky as it is, we cannot always be assured that our current work position is as secure as we would like. Sometimes we stay there just because we think it’s “safe”. When you are working for someone else trust me, your job is never 100% safe.

What would happen if your boss told you tomorrow that your services were no longer needed? It is time for you to jump ship first and secure a future where you have the satisfaction of being your own boss and ensuring that you are living the life you promised yourself and your family.

Would you prefer…

1. Working the hours that suit you and your family?

2. Having the time to do enjoy your hobbies and passions

3. Generating income round the clock even while you sleep

4. “Losing” the boss and those work-place politics once and for all

Yes, of-course you would.

This is the story. Home based businesses are the way of the future. The internet has revolutionized the world and huge numbers of people use it to shop on-line, chat and learn information everyday. You no longer have to leave your home to buy products or even interact with others!

How many people do you know who do not have access to the internet? There wouldn’t be  that’s why the time is right for you to transform your lifestyle and future, by joining the home based business industry.

You don’t even have to be computer literate. This professional company will provide you with all the personalized up to date training you will need to get your own business up and running. Not only that, but there is ON-GOING support and mentoring for as long as you like.

Sounds good doesn’t it? You can be a part of it too. To get more details on how to secure your own legitimate home-based business and set up your future, just go to the site below…… Read More